Vantage Plans eliminate all deductibles* that a Medicare beneficiary has under
Original Medicare, while enhancing many of the benefits. Under Original
Medicare, most beneficiaries are not required to pay a premium for Part A and the
beneficiary is still responsible for the $1132 deductible for Part A for 2011.
With Vantage Plans, the deductible* and any premiums for Part A are completely eliminated.
Medicare beneficiaries who have Part A are automatically enrolled in Part B, unless
they inform the Social Security Administration otherwise. For most beneficiaries,
Part B has a monthly premium of $99 and a deductible of $162 for 2011. With
a Vantage Plan, beneficiaries will still have to pay their Part B premiums, but
they no longer will have the deductible* attached to it.
Medicare beneficiaries that opted for Part D coverage are paying a separate premium
for Part D, which generally averages about $31 a month, depending on the beneficiaries'
Part D plan and location. Additionally, there is a $320 deductible for Part D coverage
through Original Medicare. Vantage Plans eliminate the deductible* and premium
for Part D.
Medicare beneficiaries often try to reduce their deductibles and coinsurance with
Original Medicare by purchasing Medicare Supplement Policies, for which they pay
a monthly premium for as well. Vantage Plans eliminate the need for a supplement
policy, because Vantage Plans eliminate all deductibles*.
* with the exception of the "Traditional Plus" Plans.
Vantage is available in Bienville, Bossier, Caddo, Caldwell, Catahoula,
Cameron, Catahoula, Claiborne, Concordia, East Baton Rouge, East Carroll, Franklin,
Grant, Iberville, Jackson, La Salle, Lincoln, Madison, Morehouse, Natchitoches,
Ouachita, Rapides, Red River, Richland, Sabine, Tensas, Union, Webster, West Carroll
and Winn Parishes for individual coverage. Vantage is also available for employer
groups.Click here to see an up
to date map of our service areas.
The benefit information provided here is a brief summary, but not a comprehensive description of available benefits. For more information, contact the plan. Benefits may change on January 1, 2013.
Vantage Office of Group Benefits Website
130 DeSiard Street, Suite 300
Monroe, LA 71201
(318)361-0900 · (888)823-1910
TTY (866)524-5144
(for the hearing impaired)
(318) 361-2159 FAX
October 15, 2011 through February 14, 2012:
Seven(7) Days a Week
8:00 A.M. - 8:00 P.M. All other Dates:
Monday through Friday
8:00 A.M. - 8:00 P.M.
Vantage Plan Overview
